(Frequently Asked Credit Repair Questions)

Our credit restoration program has been created with the customer's long-term credit health in mind. Unlike most other credit repair companies that just simply send a few letters out on behalf of the customer and call it credit repair, we at Lime Financial understand that there is more to improving a credit score than just removing derogatory items. Our credit repair consultants will customize a long-term plan of action to help you not only dispute poor marks on your reports but to show you the correct steps you should take to enjoy long-term credit worthiness. Take the first step. Improve your credit today.

(Credit Repair is NOT for consumers who are currently incapable of affording their current monthly bills. If you are contemplating bankruptcy and/or unable to pay your current monthly expenses because of financial circumstances, learn more about debt settlement to lower your bills.

Step 1: Complete our simple online form to schedule a free consultation and learn more about our Credit Repair Program.

Step 2: Make yourself available for the 15-30 minute credit repair consultation via telephone. Your credit repair consultant will walk you through your credit report and help you determine if you are a candidate for our services.

Step 3: If it is determined that our services will help you; your credit repair consultant will work with you to build a customized plan of action to best improve your credit situation.

Step 4: The 6-month plan is delivered to you and put into action:

               Our Part: Our experienced processing staff begins the dispute process by drawing upon our vast knowledge of credit report repair techniques to challenge questionable items directly with the credit bureaus (Fair Credit Reporting Act). This process repeats itself multiple times throughout the 6-month period.

               Your Part: We ask that you follow the plan of action. No two plans are the same but your plan may recommend that you make balance transfers, open or close trade lines, not increase your current credit balances, and so on. The success of the program is as much in your hands as it is in ours.

Step 5: Continue to follow the plan. Although our part of the plan is completed in 6 months; it is important that you continue to follow the plan. This may mean keeping your credit balances below certain recommended thresholds, opening new trade lines to improve your credit long-term, following a debt paydown program, etc.

Note: You will be provided with an exclusive online login to view the progress of your account. You will also be asked to mail in to our processing department, monthly, all correspondence you receive from the credit bureau regarding your inquiries. 

Cost:(See the Cost of Bad Credit) Individual: $299 Credit Report Analysis/Setup Fee; $199 for month 2-6 or Couple: $399 Credit Report Analysis/Plan of Action Fee/1st month; $249 for month 2-6. Pricing Details.

Our Satisfaction Guarantee

Lime Credit Repair Complies with the Credit Repair Organizations Act.

  

Thinking about doing it yourself?

There is nothing that we can do that you cannot do for yourself.  Often times we speak with potential customers who decide to take on the task themselves and we encourage them to do so. But, more often than not, customers find themselves feeling that they either do not have the experience and/or the time to take on this task by themselves and thus hire a company such as Lime to help them improve their credit. If you would like to do-it yourself, we can offer help. Here is a good do-it yourself credit repair program to guide you along the way.